Offer subject to change and subject to fund availability, please contact Refined Lending at 651-283-1305. Must write a purchase agreement and lock rate by 11/8/2023 and close by 12/15/2023. Buyer to pay 1% of the loan amount toward required origination fee with additional origination points for the 5.99% rate to be paid by builder. Max LTV 90% and 740 FICO score. Promotion applies only to conforming loan amounts of $726,200 or less. 30 year fixed rate of 5.99%, 6.349% APR. (6.349% APR is based upon a $500,000 purchase price and a $400,000 loan amount with 1% origination fee paid by the buyer, 20% downpayment; downpayment of less than 20% would be subject to PMI requirements and higher APR.) Valid on select NR Properties INC and select Elevate Builder Homes quick move-in homes only located in Blaine, Lindstrom, North Branch MN. Not valid with any other financing or closing cost promotions offered by NR Properties, Inc. or Elevate Builders and Refined Lending. Promotion is subject to finance program limitations and qualifications. Terms and conditions subject to change without notice. Not an offer to finance. Valid on new purchase agreements signed 11/08/2023 through 11/20/2023. Must close by 12/15/2023. **To receive the promotion, buyer must purchase a new home from NR Properties Inc or Elevate Builders and finance with Refined Lending. You are not required to use Refined Lending as a condition of the settlement of your loan on the Property or as a condition of your purchase or sale of the Property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services. NR Properties Inc. or Elevate Builder and Refined Lending do not guarantee that Refined Lending will fund a loan in favor of the buyer, and buyer shall be subject to all of the underwriting standards and requirements of Refined Lending. Standards and requirements of Refined Lending NR Properties Inc BC 720937 | Elevate Builders | Refined Lending powered by Luminate Home Loans NMLS 150953