PREFERRED Lender
CLOSE JUST ONCE WITH REFINED’S NEW CONSTRUCTION FINANCING
Avoid the hassle and additional cost of closing twice. Refined Lending’s One-Time-Close program allows you to close just once when building your dream home. No need to close again after completion!
New construction or total teardown
Rate protection for entire term of loan. ability to lock with a signed Purchase Agreement, Plans and Specs.
In-house processing and construction lending team – from application through through underwriting and funding, we ensure a steady and reliable process.
Closing once means only paying one set of closing costs and vou only need 5% down*
Phone
Find Us
9240 Baltimore ST NE #110
Blaine MN, 55449
Refined Lending powered by Luminate Home Loans is a FDIC Mortgage Bank with multiple locations to best serve the community. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
* 5% down payment only available for loan amounts under $647,200. Loan amounts $647,200 and above require higher down payment.
Get In Touch
Questions about Refined Lending or the lending process? Reach out today!
Refined Lending powered by Luminate Home Loans NMLS 150953. All rates and programs subject to change at anytime without notice. Equal Housing Lender. Not a commitment to lend. All clients will need to apply and clear standard underwriting guidelines.
CIP Disclosure: Important Information about Procedures for Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application) What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.